I married my husband Kulbinder Singh Ubhi who was a divorcee in April 1998. My husband and I had no knowledge of the procedures of making application to British High Commission for Settlement Visa and it was not until June 1999 when I was interviewed by the British High Commission. Unfortunately my application was refused and an appeal against the decision of the Entry Clearance Officer was also turned down by the adjudicator in UK in March 2000. My husband availed the services of a very expensive lawyer who advised us to re-apply in March 2000. I was reassured when this expensive lawyer agreed to represent me at the British High Commission in June 2000 but the intervention of this lawyer could not end our separation as the Entry Clearance Officer refused my visa once again. Although we appealed against the decision, we had lost all the hopes. It was my brother who found UKIC on the Internet and was impressed with their case studies. I went to see Mr. Chadha, UK based immigration lawyer who was visiting Delhi. He was very sensitive to my plight and studied our hopeless case in detail. The immigration lawyers of UKIC assisted my husband and I in preparing the correct documentation, counselled us for two whole days and represented us personally at the British High Commission in November 2000. My husband and I can remember those magical moments when the immigration lawyer of UKIC came out of the interview room to inform us that the Entry Clearance Officer has granted me Settlement Visa to join my husband in UK. Our reunion as a couple in UK can only be attributed to the efficient and skilled guidance and representation of UKIC immigration lawyers without whom Settlement Visa may not have been issued.